Earn When You Refer a Business to Biptap
Know a business that wants to launch its own banking product? Introduce them to BipTap. You get paid when they sign — then a recurring share every month they stay active.
- Upfront + recurring
- 2-minute application
- Track everything in your dashboard
- 01
You connect
Introduce a business that wants its own banking product — the introduction is all it takes.
- 02
We close & sign
BipTap runs the pitch, the pricing, the close, the build, and the ongoing support.
- 03
You earn
Paid upfront when they sign, then a recurring share every month they stay active.
A model built to keep paying.
Paid at every step — upfront when your client signs, monthly while they're live, plus a share of loading volume. No fee to join.
- Upfront
- you earn a share of the implementation fee the moment your client signs
- Every month
- a recurring share continues for as long as your client stays active
- Free
- to join — no fee and no quota to become a partner
How we pay
Paid on a regular schedule
The upfront is paid after your client activates; the card and account share is paid monthly, and the loading-volume share quarterly.
Tied to real activity
Payment is triggered when your client signs and as they issue cards, open accounts, and load funds — real usage, not promises.
Tracked in your portal
Every lead, commission, and payout is visible in your partner dashboard — you always see what's earned, approved, and paid.
earned by our top-performing partner last month — built from multiple live client implementations. Most partners earn less, especially early; your results depend on the clients you introduce.
Four steps. One introduction.
- 01
Apply
Complete the 2-minute application. We review every application personally — no bots, no automated rejections.
- 02
Get confirmed
Once we've reviewed and approved you, you'll get a confirmation email and your partner kit — the professionally designed docs you forward to prospects.
- 03
Start referring
Introduce businesses that want their own banking product. You make the introduction; BipTap runs the sales process from there.
- 04
Get paid
When your client signs, you earn an upfront share of the implementation fee — then a recurring share every month they stay active.
You don't need to be in fintech — you need the connection.
Consultants & advisors
You already advise businesses on how to grow. This is one more high-value introduction to make.
Agencies & operators
You run the operations behind other companies and know who's ready to launch a product.
Formation & law firms
You help businesses get set up. A banking product is often their very next step.
Community owners
You have the trust of founders and operators who need banking infrastructure.
Founders-adjacent connectors
You know the people building companies — the introduction is all it takes.
What do I actually have to do?
The part you already do: have the conversation. You introduce BipTap to a business you know and tell them why it fits — the same trusted advice you give anyway. From there BipTap runs the pitch, the pricing, the close, the build, and the ongoing support. You made the introduction; you earn.
Why BipTap
Omni Banking-as-a-Service — the Airbnb of banking. One platform for the whole stack — banking, crypto, and cards — where your client gets their own bank, live under their own brand. One introduction connects them to infrastructure that would otherwise take a licence, a bank, and a build team.
Three ways the commission adds up.
When your client signs
You earn a share of the implementation fee, paid once after your client signs and activates.
Every month they stay
A recurring share for every new virtual card issued and every new offshore account opened — paid every month your client is active.
As volume grows
A share of your client's loading volume, paid quarterly — so as they move more money, your share grows with them.
Prefer to set your own price? On any deal you can instead mark up above BipTap's standard price and keep the full margin — your choice, deal by deal. Either way, the recurring share still applies.
No tiers, no thresholds — the same terms from your very first referral. Approved partners get the full commission schedule in their dashboard.
Illustrative outcomes — not a quote.
One mid-size introduction
A single mid-size fintech that signs and goes live typically earns a partner a five-figure first year — the upfront when they sign, then the monthly share as they grow.
A few a year
Introduce a handful of businesses a year and the recurring shares stack — every active client keeps paying every month, so year two builds on year one.
Your top client compounds
As one client issues more cards and moves more volume, your monthly share grows with them — the same mechanic behind our top partner's biggest month.
Illustrative only — not a guarantee of earnings. Most partners earn less, especially early on; your results depend on the clients you introduce and their monthly activity. Approved partners get the full commission schedule, with exact figures, in their dashboard.
The moment you're approved, the whole toolkit is live.
The details, up front.
What is the BipTap Referral Partner Program?
A single-tier referral program. You introduce businesses that want to launch their own banking product; when they sign with BipTap, you earn — an upfront share of the implementation fee when they sign, then a recurring monthly share.
What do I need to join?
A business connection and the 2-minute application. You don't need to be in fintech, and there's no cost to become a partner.
How does the commission work?
It's paid at every step. Upfront: a share of the implementation fee, once your client signs and activates. Recurring: a share for every new virtual card and every new offshore account each month, plus a share of loading volume each quarter — for as long as your client stays active. Approved partners get the full schedule, with exact figures, in their dashboard.
Who can join?
Consultants, agencies, operators, formation and law firms, community owners, and anyone with the right connection. This is a single-tier program: you earn only on the businesses you personally introduce. There is no recruiting of other partners, and no multi-level structure of any kind.
How and when do I get paid?
Everything is tracked in your partner dashboard. The upfront is paid after your client signs and activates. The recurring card and account share is paid monthly; the loading-volume share is paid quarterly.
Where do I apply?
Right here — the Apply button takes you to our 2-minute application. We review every application personally.
What do I actually have to do?
Have the conversation you're already having. You introduce BipTap to a business you know and tell them why it's a fit — you're the trusted voice in the room. BipTap takes it from there: the pitch, the pricing, the close, the build, and the ongoing support. You introduce and inform; we close and sign; you earn.
What counts as a qualified referral?
A business you personally introduce that goes on to sign a BipTap implementation. The specific eligibility rules and any edge cases are confirmed in your signed partner agreement — reach out and we'll walk you through it.